In India’s fast-evolving digital payments landscape, the UPI app has become as essential as your smartphone itself. You already use it for quick transfers, bill payments, or that last-minute chai-samosa split with friends. But beyond these everyday uses, your online UPI app has a treasure trove of features you probably haven’t tapped into yet.
There are many UPI apps available today that offer amazing features and rewards for payments, such as the POP UPI app. But that’s not all! Let’s decode five underrated ways to use your UPI app and unlock its full potential.
1. Automate Recurring Payments
Ever forget to renew your OTT subscription or that monthly meditation app you swore you’d use more often? Then you need to use the POP UPI AutoPay feature.
With AutoPay, you can automate recurring payments like:
- Utility bills (electricity, gas, water)
- Content platform renewals (like Hotstar, SonyLIV)
- Gym memberships or course fees
Unlike traditional auto-debit systems, the POP UPI Autopay puts you in control. You authorise the mandate once, no card, no CVV, no net banking logins every month. And cancelling it? Just a tap away in your POP UPI app’s mandate section.
2. Scan & Pay at Offline Micro-Merchants
You may already use your UPI app to pay at your favourite coffee shop, but did you know that millions of local vendors, from paanwalas to salon owners, now accept UPI app payment?
The lesser-known benefit? Many apps like the POP UPI app offer scratch cards, cashback, or loyalty rewards for these small-value offline transactions.
The more you scan, the more you win. Plus, you help local businesses by keeping transactions digital and transparent.
3. Use UPI for Secure Online Donations
Whether it’s supporting a flood relief fund or contributing to a friend’s crowdfunding campaign, online UPI makes giving back seamless and secure.
Most credible NGOs now offer UPI QR codes or direct UPI IDs for donations. What makes this powerful is:
- Instant transaction without visiting bank portals
- Complete transparency with traceable receipts
- No hidden charges or third-party commission cuts
Ever felt sceptical about where your donation is going? Using UPI gives you instant confirmation and peace of mind.
4. Pay Your Insurance Premiums
Most major insurance providers now allow UPI-based payments directly from their portals or apps. Many also support AutoPay mandates for recurring premiums. It’s faster than net banking and far more secure than storing your card details across multiple sites.
5. Make Seamless Group Payments
Got a housing society collecting maintenance fees? Or splitting a group gift for a colleague’s farewell? UPI can simplify these group transactions without chasing people for bank details or cash. Some UPI apps even let you create group payment links. Everyone pays their share, and it’s all trackable in one place.
Conclusion:
The UPI app has evolved way beyond just a way to send money fast. It’s become a powerful digital wallet, a financial planning tool, a habit-forming utility, if you know how to use it right.
So go beyond the basics. Explore these features, use them intentionally, and let your UPI app do the heavy lifting while you focus on life. And for amazing cashback and rewards, download the POP UPI app today.